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3838 Mckay Creek Drive

Largo, FL 33770
  • $1,095,000
  • STATUS: Active
  • ON SITE: 28 Days
  • MLS #: TB8465377
Price Reduced
UPDATED: 54 min ago
$1,095,000
  • 4
    BEDS
  • 0.27
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 1,808
    SQFT
  • $606
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1962
County:

School Information

Elementary School:
Middle School:
High School:

Description

WATERFRONT LIVING – NO FLOOD INSURANCE REQUIRED. NO FLOODING FROM HURRICANE HELENE OR MILTON. Experience the best of Florida waterfront living in this fully renovated 4-bedroom, 3-bath home with a 2-car garage, located in the highly sought-after Harbor Hills neighborhood. Set high and dry on a 0.27-acre waterfront lot, this home offers both peace of mind and an exceptional coastal lifestyle. Harbor Hills is known for its quiet streets, privacy, and pride of ownership—perfect for those who want waterfront living without the congestion of a beachside location. The home welcomes you with a circular driveway and beautifully landscaped grounds. Inside, renovations include luxury vinyl plank flooring throughout, recessed lighting, and ceiling fans. The updated kitchen features cabinetry, countertops, stainless steel appliances, and a modern backsplash, creating an inviting space for entertaining after a day on the water. The owner’s suite offers a walk-in closet and private ensuite bath. Two additional bedrooms share a Jack-and-Jill bathroom, while the fourth bedroom is located near a third full bath, ideal for guests or multigenerational living. Outdoor living is a true highlight, featuring a screened lanai overlooking the pool—perfect for relaxing, hosting gatherings, or enjoying Florida’s indoor-outdoor lifestyle year-round. The pool provides a private retreat after a day on the boat or at the beach and offers plenty of deck space for lounging in the sun. A fully fenced backyard extends from the pool area directly to the waterfront, where you can unwind and watch manatees and wildlife pass by. Enjoy effortless boating and paddling from your backyard. Pilings are already in place with space to install a boat lift, making it easy to take the boat out for evening cruises, weekend waterfront lunches, or sunset rides. Calm waters are ideal for paddleboarding and kayaking, offering daily opportunities to embrace the Florida lifestyle. Major updates include a roof, fully renovated kitchen and bathrooms, luxury vinyl plank flooring throughout, updated lighting and fans, water heater, plumbing relining, whole-house water softener and filtration system, pool filter and motor, sod and irrigation system, vinyl fencing, and a newly constructed seawall (75LF) with electrical pre-run for a future dock. Ideally located just minutes from the beaches while maintaining the privacy and tranquility of a residential neighborhood, this home offers close proximity to Indian Rocks Beach for sunset bike rides, as well as easy access to the dining, shopping, and amenities of Clearwater Beach, John’s Pass, St. Petersburg, and Tampa. Zoned for A-rated Anona Elementary, this property is perfect as a primary residence or second home for those seeking the ultimate waterfront lifestyle.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-02-14T22:43:59.313.
www.prestigehomerealty.com/homes/172201375
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3838 Mckay Creek Drive Largo, FL 33770

  • Price: $1,095,000
  • Status: Active
  • On Site: 28 Days
  • Updated: 54 min ago
  • MLS #: TB8465377
4
Beds
3
Baths
0
½ Baths
0.27
Acres
1,808
SQFT
$606
$/SQFT
1962
Built
Neighborhood:
Harbor Hills 1ST Add
County:
Pinellas
Area:
Largo/Belleair Bluffs
Elementary School:
Anona Elementary-PN
Middle School:
Seminole Middle-PN
High School:
Largo High-Pn
Property Description
WATERFRONT LIVING – NO FLOOD INSURANCE REQUIRED. NO FLOODING FROM HURRICANE HELENE OR MILTON. Experience the best of Florida waterfront living in this fully renovated 4-bedroom, 3-bath home with a 2-car garage, located in the highly sought-after Harbor Hills neighborhood. Set high and dry on a 0.27-acre waterfront lot, this home offers both peace of mind and an exceptional coastal lifestyle. Harbor Hills is known for its quiet streets, privacy, and pride of ownership—perfect for those who want waterfront living without the congestion of a beachside location. The home welcomes you with a circular driveway and beautifully landscaped grounds. Inside, renovations include luxury vinyl plank flooring throughout, recessed lighting, and ceiling fans. The updated kitchen features cabinetry, countertops, stainless steel appliances, and a modern backsplash, creating an inviting space for entertaining after a day on the water. The owner’s suite offers a walk-in closet and private ensuite bath. Two additional bedrooms share a Jack-and-Jill bathroom, while the fourth bedroom is located near a third full bath, ideal for guests or multigenerational living. Outdoor living is a true highlight, featuring a screened lanai overlooking the pool—perfect for relaxing, hosting gatherings, or enjoying Florida’s indoor-outdoor lifestyle year-round. The pool provides a private retreat after a day on the boat or at the beach and offers plenty of deck space for lounging in the sun. A fully fenced backyard extends from the pool area directly to the waterfront, where you can unwind and watch manatees and wildlife pass by. Enjoy effortless boating and paddling from your backyard. Pilings are already in place with space to install a boat lift, making it easy to take the boat out for evening cruises, weekend waterfront lunches, or sunset rides. Calm waters are ideal for paddleboarding and kayaking, offering daily opportunities to embrace the Florida lifestyle. Major updates include a roof, fully renovated kitchen and bathrooms, luxury vinyl plank flooring throughout, updated lighting and fans, water heater, plumbing relining, whole-house water softener and filtration system, pool filter and motor, sod and irrigation system, vinyl fencing, and a newly constructed seawall (75LF) with electrical pre-run for a future dock. Ideally located just minutes from the beaches while maintaining the privacy and tranquility of a residential neighborhood, this home offers close proximity to Indian Rocks Beach for sunset bike rides, as well as easy access to the dining, shopping, and amenities of Clearwater Beach, John’s Pass, St. Petersburg, and Tampa. Zoned for A-rated Anona Elementary, this property is perfect as a primary residence or second home for those seeking the ultimate waterfront lifestyle.
Exterior Features

Attached Garage Yn Yes Carport Yn No Construction Materials BlockStucco Covered Spaces 2 Direction Faces Northwest Exterior Features Irrigation SystemRain Gutters Fencing FencedVinyl Foundation Details Slab Patio And Porch Features EnclosedScreened Pool Features In GroundScreen Enclosure Pool Private Yn Yes Road Surface Type Paved Roof Shingle Spa YN No Water Access Intracoastal Waterway Water Access Yn Yes Water Extras Seawall - Concrete Water Extras Yn Yes Water View Intracoastal Waterway Water View Yn Yes Waterfront Features Intracoastal Waterway Waterfront Feet Total 70 Waterfront Yn Yes

Interior Features

Appliances DishwasherDisposalDryerMicrowaveRangeRefrigeratorWasher Building Area Total 2723 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring CarpetLuxury VinylTile Furnished Unfurnished Heating Central Heating YN Yes Interior Features Ceiling Fan(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomStone CountersWalk-In Closet(s) Laundry Features In Garage Levels One Rooms Kitchen Primary Bedroom (Walk-In Closet(s)) Living Room Sewer Public Sewer Water Source Public

Property Features

Additional Lease Restrictions Buyer to verify short term rental restrictions with city. Association Approval Required Yn No Association Fee 100 Association Fee Frequency Annually Association Fee Monthly Amount 8.33 Association Fee Requirement Required Association Yn Yes Cdd Yn No Down Payment Resource No Flood Zone Code X500 Garage Yn Yes Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventionalVA Loan Minimum Lease No Minimum New Construction Yn No Ownership Fee Simple Pets Allowed Yes Property Sub Type Single Family Residence Realtor Info As-Is Senior Community Yn No Special Listing Conditions None Tax Annual Amount 14702.74 Total Annual Fees 100 Total Monthly Fees 8.33 Utilities BB/HS Internet AvailableCable AvailablePublicSprinkler Well Yrs Of Owner Prior To Leasing Re No Zoning R-3


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of MAVREALTY: 727-314-3942.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-02-14T22:43:59.313.
 
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