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18102 Spencer Road

Odessa, FL 33556
  • $799,000
  • STATUS: Active
  • ON SITE: 200 Days
  • MLS #: W7875774
UPDATED: 76 min ago
$799,000
  • 3
    BEDS
  • 0.99
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,990
    SQFT
  • $402
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1967
County:
Area:

School Information

Elementary School:
Middle School:

Description

Lakefront Opportunity in Keystone Now $25K Below Seller's Purchase Price!!! Incredible value on a serene, private lake lot with updated home and prime location. A rare opportunity to own a completely remodeled lakefront home on an acre of land in the heart of Keystoneone of the last truly rural pockets of Tampa Bay. With no HOA, no CDD, and not located in a flood zone, this Keystone Odessa property offers unmatched freedom, peace of mind, and a quiet lifestyle just 20 minutes from Tampa International Airport, downtown, and the beaches. Positioned on the peaceful cove of Lake Taylor, a 50-acre private ski lake, the home offers tranquil water views and access to fishing, boating, and year-round wildlife watching. Facing due west, the backyard delivers breathtaking sunsets over the lakean unbeatable backdrop for evenings outdoors. Completely rebuilt from the studs in 2022, this three-bedroom, two-bathroom home includes all-new plumbing, electrical, HVAC, EcoBee thermostat, tankless water heater, roof, hardy board siding, insulation, drywall, windows, and doors. The deep, solid foundation provides lasting stability, and every inch of the interior was thoughtfully designed with luxury vinyl plank flooring, solid wood flat-panel doors, LED recessed lighting, and stylish, high-end finishes. The stunning kitchen showcases shaker cabinetry, quartz countertops, reverse osmosis at the sink, and a GE Caf matte white appliance suite with gold accents. Both bathrooms feature handmade concrete tile, stacked zellige tile, frameless glass showers, and designer fixtures. The laundry room includes cabinetry, a sink, and full appliances. Outside, enjoy lush new St. Augustine sod supported by a new irrigation system, a recently upgraded driveway with a new section and resurfaced finish, and charming brick paver walkways that lead to a peaceful back patio. A detached garage provides excellent storage for tools, water gear, or hobby space, and there's a 50-amp hookup in place for your RV. Maintained under a termite bond with no known pest issues, the home sits approximately 50 feet above sea level and has remained dry through all recent storm events. The sellers also invested in extensive tree removal based on certified arborist recommendations and fully upgraded the well system, including a new bladder, softener, UV filter, and reverse osmosis for fresh, clean water. This is not a flipcurrent owners purchased the home, spent nearly $80k on the home with plans to retire here but never moved in due to a lifestyle change. Located in an A-rated school district and zoned for the coveted Steinbrenner High School, one of the top-ranked schools in the state. Flood insurance is not required, making this a rare and affordable waterfront opportunity. The property is zoned ASC-1, allowing the flexibility for a small urban farm, garden, or outbuildings. Surrounded by multi-million dollar homes and supported by the active Keystone Civic Association, this home blends craftsmanship, privacy, and lifestyle in one of Tampa Bay's most desirable lakefront communities. The quiet street ends in a gated neighborhood with minimal traffican ideal setting to enjoy nature, space, and serenity. For a video walkthrough and a 3D walk go to this site: bit.ly/KeystoneLakeHouse

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© 2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2025-12-09T14:46:03.673.
www.prestigehomerealty.com/homes/164135458
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18102 Spencer Road Odessa, FL 33556

  • Price: $799,000
  • Status: Active
  • On Site: 200 Days
  • Updated: 76 min ago
  • MLS #: W7875774
3
Beds
2
Baths
0
½ Baths
0.99
Acres
1,990
SQFT
$402
$/SQFT
1967
Built
Neighborhood:
Unplatted
County:
Hillsborough
Area:
Odessa
Elementary School:
Hammond Elementary School
Middle School:
Martinez-HB
High School:
Steinbrenner High School
Property Description
Lakefront Opportunity in Keystone Now $25K Below Seller's Purchase Price!!! Incredible value on a serene, private lake lot with updated home and prime location. A rare opportunity to own a completely remodeled lakefront home on an acre of land in the heart of Keystoneone of the last truly rural pockets of Tampa Bay. With no HOA, no CDD, and not located in a flood zone, this Keystone Odessa property offers unmatched freedom, peace of mind, and a quiet lifestyle just 20 minutes from Tampa International Airport, downtown, and the beaches. Positioned on the peaceful cove of Lake Taylor, a 50-acre private ski lake, the home offers tranquil water views and access to fishing, boating, and year-round wildlife watching. Facing due west, the backyard delivers breathtaking sunsets over the lakean unbeatable backdrop for evenings outdoors. Completely rebuilt from the studs in 2022, this three-bedroom, two-bathroom home includes all-new plumbing, electrical, HVAC, EcoBee thermostat, tankless water heater, roof, hardy board siding, insulation, drywall, windows, and doors. The deep, solid foundation provides lasting stability, and every inch of the interior was thoughtfully designed with luxury vinyl plank flooring, solid wood flat-panel doors, LED recessed lighting, and stylish, high-end finishes. The stunning kitchen showcases shaker cabinetry, quartz countertops, reverse osmosis at the sink, and a GE Caf matte white appliance suite with gold accents. Both bathrooms feature handmade concrete tile, stacked zellige tile, frameless glass showers, and designer fixtures. The laundry room includes cabinetry, a sink, and full appliances. Outside, enjoy lush new St. Augustine sod supported by a new irrigation system, a recently upgraded driveway with a new section and resurfaced finish, and charming brick paver walkways that lead to a peaceful back patio. A detached garage provides excellent storage for tools, water gear, or hobby space, and there's a 50-amp hookup in place for your RV. Maintained under a termite bond with no known pest issues, the home sits approximately 50 feet above sea level and has remained dry through all recent storm events. The sellers also invested in extensive tree removal based on certified arborist recommendations and fully upgraded the well system, including a new bladder, softener, UV filter, and reverse osmosis for fresh, clean water. This is not a flipcurrent owners purchased the home, spent nearly $80k on the home with plans to retire here but never moved in due to a lifestyle change. Located in an A-rated school district and zoned for the coveted Steinbrenner High School, one of the top-ranked schools in the state. Flood insurance is not required, making this a rare and affordable waterfront opportunity. The property is zoned ASC-1, allowing the flexibility for a small urban farm, garden, or outbuildings. Surrounded by multi-million dollar homes and supported by the active Keystone Civic Association, this home blends craftsmanship, privacy, and lifestyle in one of Tampa Bay's most desirable lakefront communities. The quiet street ends in a gated neighborhood with minimal traffican ideal setting to enjoy nature, space, and serenity. For a video walkthrough and a 3D walk go to this site: bit.ly/KeystoneLakeHouse
Exterior Features

Architectural Style Craftsman Attached Garage Yn No Carport Yn No Construction Materials BlockHardiPlank TypeWood Frame Covered Spaces 1 Direction Faces East Exterior Features French DoorsIrrigation SystemLightingPrivate MailboxRain Gutters Foundation Details Slab Lot Features ClearedIn CountyIrregular LotLandscapedLevelOversized LotStreet Dead-End Lot Size Dimensions 135 x 250 Open Parking YN Yes Parking Features Driveway Patio And Porch Features Front PorchPatio Pool Private Yn No Road Frontage Type Street Dead-EndStreet Paved Road Surface Type Paved Roof Shingle View GardenTrees/WoodsWater Water Access Lake Water Access Yn Yes Water Extras Skiing Allowed Water Extras Yn Yes Water View Lake Water View Yn Yes Waterfront Features Lake Front Waterfront Feet Total 0 Waterfront Yn Yes

Interior Features

Additional Rooms Great RoomInside Utility Appliances Convection OvenDishwasherDisposalDryerElectric Water HeaterExhaust FanKitchen Reverse Osmosis SystemRangeRefrigeratorTankless Water HeaterWasherWater Filtration SystemWater PurifierWater SoftenerWine Refrigerator Building Area Total 1990 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring Luxury VinylTile Furnished Unfurnished Heating CentralElectric Heating YN Yes Interior Features Ceiling Fan(s)Eating Space In KitchenOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostatWalk-In Closet(s)Window Treatments Laundry Features InsideLaundry Room Levels One Rooms Living Room Primary Bathroom Dining Room Primary Bedroom (Walk-In Closet(s)) Bedroom 2 (Built-in Closet) Bedroom 3 (Built-in Closet) Laundry Kitchen Sewer Septic Tank Stories Total 1 Water Source See RemarksWell Window Features BlindsDouble Pane WindowsInsulated Windows

Property Features

Additional Lease Restrictions BUYER TO VERIFY ALL INFO Amenities Additional Fees BUYER TO VERIFY ALL INFO Approval Process BUYER TO VERIFY ALL INFO Association Approval Required Yn No Association Yn No Cdd Yn No Down Payment Resource Yes Flood Zone Code x Garage Yn Yes Homestead Yn No Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventionalVA Loan Minimum Lease 1-7 Days New Construction Yn No Ownership Fee Simple Pet Restrictions BUYER TO VERIFY ALL INFO Pets Allowed Yes Property Sub Type Single Family Residence Realtor Info As-IsBrochure AvailableFloor Plan AvailableSee AttachmentsSignSurvey AvailableTermite Bond/Warranty Senior Community Yn No Special Listing Conditions None Tax Annual Amount 12446 Total Annual Fees 0 Total Monthly Fees 0 Utilities BB/HS Internet AvailableCable ConnectedElectricity ConnectedFire HydrantPhone AvailablePrivateSprinkler WellWater Connected Yrs Of Owner Prior To Leasing Re No Zoning ASC-1


Listing information © 2025 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of ROCKS REALTY: 727-777-3264.



© 2025 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2025-12-09T14:46:03.673.
 
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